This cooperative financial institution serves agricultural, timber, and fishing operations across several Western states, with a focus on strengthening rural and community resilience. As a member-owned cooperative, it provides dependable credit and financial services, including real estate and operating loans, equipment financing, and specialized programs for young, beginning, and small producers. Patronage dividends are distributed annually, returning profits to members and reducing borrowing costs while reinforcing the cooperative model.
Alongside lending, the organization demonstrates a strong commitment to community investment. Each employee is allocated about $400 annually to support local nonprofits, with matching funds available up to the same amount. This model has generated thousands of dollars in charitable giving each year, supporting grassroots organizations and encouraging direct employee involvement in regional philanthropy.
Grants and scholarships represent another significant area of impact. In a recent cycle, more than $3 million was awarded to nonprofit organizations throughout the service territory, supporting a wide range of community programs, agricultural initiatives, and educational projects. Additionally, over $300,000 in scholarships was distributed to students across multiple states, reinforcing access to higher education and career development in rural areas. Specialized funding programs for new and beginning producers are also available, with grant awards typically ranging from $1,500 to $15,000, depending on need and scope. These awards are designed to help offset startup costs and provide practical assistance to those entering agriculture, forestry, or fisheries.
Through a combination of financial services, targeted philanthropy, and grantmaking, this cooperative positions itself as both a lender and a partner, supporting the long-term health of the agricultural economy. Its focus on scholarships, grants, charitable giving, and producer assistance ensures communities and individuals have access to the tools they need for growth and resilience.
